ȯ浶 ȯ Ÿ ƴϰ ڿȯ Ÿ ƴϸ, ȯ ߿ ڿ õ Ÿ ƴϴ. ȯ浶 ΰ Ȥ ̿ϴ ȭй ȯ ߿ Ư ڿȯ ߿ Ÿ Ǵ ̴. ȯ, ڿȯ濡 Ÿ Ǵ ȭй ȯ浶 ̻̳ Ĺ ΰ Ÿ Ǵ ̴. Ƿ ȯ浶 ٶ µ ȴ. ΰµ Եȴ.
ȯ浶 ȯ, ȯ, , ȯ, ȯ, ȯ, ȯġ, ȯåԾ, ȯ ȯڰ ؾ߸ ϴ ⺻̴. ȯ浶 Ŀ μ Ʈ ̷. ȯ浶 迡 ϴ ʴ. ٴ ȯ浶 Ŀ μ Ʈ ϰ, ع ڸ ϰ ؼ ũ 츮 ȯ ߿ ʵ ϴ б Ǵ Ǿ ִ. е е Ȥ ȯ浶 ϰ ־ ϹǷ, ̸ Ǿ ִ å̴. е е ʵ ʴ´.
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Ϻ 糢 ź 2 Դϴ. Ӵ ƹ ʹ 糢 缱 ߱밡 տ ¾Ƶ鿩 ߽ϴ. θ Ϸ絵 ʰ ϴ. ڵ 2 ǰ Ȱ ġ ϸ鼭 Ƴϴ. å ڴ ѱ:Ϻ:̱ 40:30:30% ̿, Ѿ μ 40:30:30% ϰ ƽϴ.
ڴ 30 Ŀ ڷ¹ 1ȣ ÿ ϸ鼭 ڷο κ ˾ҽϴ. Ǽ ؼ ڷ¹ 3ȣ Ǽ縦 ߽ϴ. ڴ ȯ ǰ, ٹ ع ؼ(risk) ϰ ϴ ϰ ֽϴ. ״ 缺, ȭй, ȯȣ, ϰ Ǿ, ɹ ȭй Ǵ ũ ϴ Ͽ λ ֽϴ.
1 .................... 3 page
2 ۿ .................... 27
3 ȭй .................... 51
4 м .................... 69
5 .................... 83
6 ȯ ..................... 96
7 ŵ .................... 103
8 ̻ ȯ浶 .................... 109
9 ȯ շ .................... 121
10 ȯ 繰 .................... 128
11 ߱ݼ ȯ浶 .................... 135
12 ȯ浶 .................... 144