5 ε å
, ° ! ü!
ѹα ε꿡
α 13 , ȸ 2 ȸ ϸ ̼ Ų ѹα Ȱ , ٺ! 5Ⱓ ΰ ε å ǥ å ϰ Ȯϰ ´. ٺ ٶ ε , ٽ ִ.
Ӵ 3, Ӵ ǹȭ, ð ų ȭ 150% , һȯ + ݸ λ + ѵ , LTV 90% ȭ å, ſ 9,999 , ε OK.
ΰ å ̶ Ҵ. ̹ δ ?
缱 LTV 80% ȭ ǥ, ĥ DSR 5 ȭ, 30 40 ȭ ǥ.
½Ű å̴. ȭϸ Ʈ ڸ ü 6 ⸦ ȴ.
ٺ DZ , ο ε åڵ鿡 氢 ֱ , е鿡 ѹα ε 忡 ٷ ˷ֱ ߴ. å ⸦ ϰ, ݺ ο ٶ .
ѷα
δ 5 Ϻη ״١
1
ѹα ߳? ( vs з)
5
ִ LTV 90% ȭ ϴ
LTV 80% ȭ Ʈ ϴ
ʶ ä ⸦ 6 ?
2
ſ 9,999 , Ͽ
, Ͽ
ñ = (ÿ ֱ, 30 ⸦ Ѵ)
ȭ = ȭ
ݱ, ݸλ 桡 Ǵ, ȭ Ѵ
Һλȯ ȭ Ѵ
ݸλ ġ ݸ ö?
Ӵ 3, ϴ, ȭ Ѵ ̵
3
û, ûǻ(û ְ !)
û ܱݴ 70~80% ϴ
2
3 ð 1 Ѵ
ڵ Ĵ ?
40% ϸ? 20~30% ư١
4
? ?
ǹȭ ȭ, ȭ ϴ
, 40% ȭ
ð 150% ų 1.5 Ų(ð 30% 45% )
⸦ Ѵ
ü
5
, 80%
ð 150%
=
Ļ
Ư
,
ֿ켱 , 70%
6
ǹ, ûʹ ǹ , ڸ RTI ü
400 ǹ 濵, ε ⸦ ϴ
7
LH, 嵿 , ᱹ Ǵ
ġ = нŸ
亸, ǽ
û + + ڸ + θ OK Ǵ ̻
ε ( - ǹ - )
8
ʷα
δ ?